Terms of Service
Effective Date: February 2026
1. Acceptance of Terms
By accessing and using this website (“harrisonstoneham.com” or “the Site”), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.
2. Description of Service
This website provides:
- Business investment and strategic consulting information
- Educational content about entrepreneurship and business growth
- Contact forms for business inquiries
- Blog posts and insights on business and investment topics
- Information about Harrison Stoneham’s professional services
3. User Responsibilities
You agree to:
- Provide accurate information when contacting us
- Use the website for lawful purposes only
- Not attempt to gain unauthorized access to any portion of the website
- Not transmit any viruses, malware, or other harmful code
- Respect the intellectual property rights of the content
4. Contact Forms and Communications
When you submit contact forms or communicate with us:
- You consent to receive email responses to your inquiries
- We may use email service providers (including Mailgun) to send communications
- You can opt out of non-essential communications at any time
- Business inquiries may be retained for potential future opportunities
5. Intellectual Property
All content on this website, including but not limited to text, graphics, logos, images, and software, is the property of Harrison Stoneham or its content suppliers and is protected by United States and international copyright laws.
6. Investment and Financial Disclaimer
Nothing on this website constitutes investment advice. All content, including but not limited to blog posts, the Market Health Dashboard, data visualizations, allocation frameworks, indicator signals, and any associated analysis, is provided for educational and informational purposes only.
Specifically:
- No content on this site is a recommendation to buy, sell, or hold any security, fund, or financial product
- The Market Health Dashboard displays publicly available economic data and applies simple classification rules. It does not predict market direction, and its signals should not be used as the sole basis for any investment decision
- Allocation frameworks (including the Howard Marks-inspired valuation table) are hypothetical models based on historical data. Past performance does not guarantee future results
- Market indicators have well-documented limitations. The CAPE ratio, Buffett Indicator, and other metrics can remain at “extreme” levels for extended periods. Markets can stay irrational longer than you can stay solvent
- Data is sourced from third parties (FRED, Robert Shiller/Yale, multpl.com, CNN Business, and others) and may be delayed, incomplete, or inaccurate. We make no guarantees about data accuracy or timeliness
- Any mention of specific investment strategies, asset allocations, or market conditions reflects the author’s personal analysis and is not a solicitation
Do your own research. Always consult a qualified financial advisor, tax professional, or other appropriate expert before making investment or financial decisions. Your financial situation is unique and the general information on this site may not be appropriate for you.
7. Limitation of Liability
Harrison Stoneham shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from the use or inability to use this website or its content.
8. Privacy
Your privacy is important to us. Please review our Privacy Policy, which also governs your use of the website, to understand our practices.
9. Modifications
We reserve the right to modify these terms at any time. Changes will be posted on this page with an updated effective date.
10. Governing Law
These terms shall be governed and construed in accordance with the laws of California, United States, without regard to its conflict of law provisions.
11. Contact Information
If you have any questions about these Terms of Service, please contact:
Harrison Stoneham
Email: [Contact form on website]
Website: harrisonstoneham.com
Last updated: February 2026